Jupid: The AI-Native Accounting Platform Revolutio

Jupid is an innovative AI-powered accounting solution designed specifically to help small business owners focus on growth rather than financial paperwork. It combines artificial intelligence with practical business tools to deliver automated bookkeeping, tax compliance, and more — all embedded directly into existing digital banking platforms. What Is Jupid? Jupid serves as an AI accountant that actually works, providing a complete business management suite. This includes everything from free LLC formation to intelligent bookkeeping, conversational AI support, automated tax preparation, and real-time financial insights. Unlike traditional accounting software, Jupid is built as an "AI-native" platform, meaning artificial intelligence is at its core, learning from each transaction to deliver highly accurate results. The platform is primarily targeted at financial institutions — such as credit unions, community banks, and retail banks — allowing them to offer these advanced services under their own brand (white-labeled) without major technical overhauls. Key Features of Jupid Jupid stands out with a set of powerful, integrated features:

Free LLC Formation — Helps banks capture new businesses right at the moment of incorporation, reducing customer acquisition costs and building long-term relationships. AI-Native Bookkeeping — Achieves over 95% accuracy in transaction categorization by understanding business context, industry patterns, and vendor relationships — far surpassing the 60-70% typical of legacy tools. Conversational Interface — A 24/7 AI accountant available via WhatsApp, iMessage, or in-app chat. Users can send receipt photos, ask questions in plain English, and get instant answers, with CPA oversight for complex issues. Tax & Compliance — Automates tax preparation and filing while ensuring full compliance through professional review. Real-Time Insights — Delivers AI-powered business intelligence, cash flow analytics, and actionable recommendations. Seamless Integration — Embeds into platforms like Banno (already live), with others in progress, requiring no core system changes and going live in just 4-6 weeks.

How Jupid Works Jupid connects to multiple data sources — including bank transactions via Plaid, payment processors like Stripe, and communication channels — while leveraging several leading AI models for redundancy and reliability. The AI continuously learns from every interaction and transaction, improving its understanding of each business over time. For end users (small business owners), the experience feels effortless: snap a photo of a receipt, ask "How much did I spend on marketing last month?" or get automatic deduction suggestions. Behind the scenes, the platform handles categorization, tax calculations, and filing, all while maintaining enterprise-grade security. Target Audience: Capturing Hidden Small Businesses Many retail banking customers secretly run small businesses using personal accounts. Jupid helps financial institutions identify and serve these "hidden SMBs" — including:

Net new entrepreneurs Retail members with side hustles Gen Z and Millennial business owners

Statistics show that 25% of retail customers operate businesses this way, and 87% of new LLCs never receive targeted business banking offers. Jupid enables banks to capture these opportunities early. Benefits for Financial Institutions and Business Owners For banks and credit unions, Jupid offers:

New revenue streams (over $120 annual recurring revenue per business member) Higher customer loyalty and share of wallet Easy differentiation in a competitive market Quick implementation with high reliability (99.9% uptime)

For small business owners, the advantages include:

Saving $5,000+ annually compared to traditional accountants Reclaiming 8 work weeks per year previously spent on bookkeeping A single, trusted platform for banking, accounting, and taxes Automatic discovery of all eligible tax deductions Zero learning curve thanks to natural language interaction

Why Jupid Stands Out Technologically Jupid uses a sophisticated AI-native architecture with multi-provider redundancy (leveraging 10+ AI models), universal data access, and self-improving systems that get smarter with every use. It emphasizes contextual understanding — the AI doesn't just categorize numbers; it learns the "why" behind transactions. Ready to Transform Business Banking? Jupid represents the next evolution in embedded finance, combining company formation, autonomous accounting, and tax services into one seamless, branded experience. For financial institutions looking to better serve the growing wave of small businesses, or for entrepreneurs seeking affordable, intelligent financial management, Jupid provides a modern alternative to outdated tools and expensive professionals.