equifax credit score range

Equifax credit score range is typically based on the FICO or VantageScore models used in the United States. Scores generally range from 300 to 850, with higher scores indicating better creditworthiness. A score below 580 is considered poor and may make it difficult to obtain credit. Scores between 580 and 669 are fair, while 670 to 739 is considered good. Very good scores fall between 740 and 799, and 800 to 850 is excellent. Lenders use these ranges to assess risk when approving loans, credit cards, or mortgages, and better scores usually result in lower interest rates and improved opportunities. equifax credit score range